Good morning Buckshot,
Thank you for your inquiry.
Wow, this is a big question to tackle with so many different styles and kinds of fishing that you plan to do.
I will do what I can to help guide you in your search for the perfect setup.
As Flatline mentioned below it all comes down to where and how you plan to fish the most if you are talking about just 1 fish finder and 1 transducer to do it all. Typically for pelagic fishing the objective is to cover the most water as possible so a wider beam angle is preferred. You must also take into consideration the style of pelagic fishing that you are looking for. Will you be trolling for the pelagic species, I ask that question because the transducer and mounting location used will play a large role in the performance of this style of fishing and the other styles you plan to do. Rule of thumb is the high frequency does better with trying to work in unfavorable water conditions such as turbulence. So if the vessel is prone to turbulence then for pelagic fishing by means of trolling at higher speeds I would lean towards the 275LHW transducer because it gives you the widest beam possible on the high frequency, so if it is does get a little turbulence it will be more likely to fight through it. With all that said the B45 transducer may be all you need for this type of fishing because of the wide low frequency beam it can cover alot of water.
So I must ask a question, how did the B45 transducer perform when connected to the TZT2 system using the internal sounder?
Bottom fishing in the shallower depths, the Chirp box should be the trick because of the excellent vertical resolution. With wreck fishing it is all about being as close to the wreck as possible so typically a higher frequency is used because higher frequency transducer's tend to have a narrow beam angle. For this type of fishing I would lean towards the b265LH transducer. Which will give you excellent vertical separation and be able to get you right on top of the wreck.
Swordfishing and going deep is a completely different ball game. The internal sounder using a good 1kw transducer on the low frequency will work ok, just like the low frequency for the DFF1-UHD will work ok but they really are not what you need to go deep. Going deep and finding fish deep is all about high power and low frequency. Typically we would recommed the DFF3 with a single 2kw or 3kw 28kHz transducer.
So what all this means is one fish finder and transducer combination will work for all types of fishing, but depending on what you choose it may work better for certain styles of fishing. So it will help to make your choice based on the style of fishing you plan to do most. If you fish all 3 styles of fishing equally then I might lean towards the B265 with the DFF1-UHD and keep the b45 transducer for the internal sounder in the TZT2 to use for pelagic fishing.